how will they screw us next — podcastingnews.com reports
For millions, music downloads and other intangible digital content are replacing CDs and other media. What happens if your iPod gets ripped off, though?
Most insurance companies will take claims on records or CDs, but, until recently, claims for lost music downloads, games, video downloads and ringtones fell on deaf ears. Insurers are beginning to get with the times, though, offering coverage not just for our gadgets but the “intangible assets� held on them. more
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I looked at insurance for the hardware before and found that i would have had to be seriously assaulted before a claim could commence, asking me to insure what I can backup myself (and I do) is injury to insult.